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Merchants

Seeing your customers are using mHITs, maybe you should too...

mHITs is allowing consumers to complete transactions from wherever they are. And it's simply done by sending a text message. That's all there is to it. As more consumers embrace this technology, merchants who use mHITs will add another dimension to their business.

For merchants, mHITs offers a simple low cost alternative for small value transactions where users can make purchases directly from their mobile phone. mHITs offers a free merchant account setup and a simple low rate fee structure starting from only 25 cents per transaction. Click here for a comparison between mHITs and other merchant payment facilities.

The mHITs merchant facility is only available to Australian registered businesses and can only be used by Australian mobile numbers.

Merchant Facility Types

mHITs provides three types of merchant payment facility:

  • Standard - any form of supplier selling goods or services including shops (online and retail), mail order, auction website sites, account payments, bills payers etc)
  • POS (point of sale) merchants (e.g. restaurants, shops, cafes, retailers, etc)
  • Real-time - goods delivery (e.g. mobile content, information, internet downloads etc)

Standard

This includes any merchants who sell products or provide services but do not require instantaneous payment notification at the point of sale or real-time release of goods. This can be include standard payments for accounts and services but can also include simple online stores where orders are processed and shipped manually.

This facility is best suited for merchants where orders and payments can be processed and goods dispatched manually or semi-automatically. The merchant receives an email confirmation each time an order is received via their mHITs merchant payment facility. The email includes details of the purchaser including name, address, contact details and the details of their order which is conveyed in the comment field of the mHITs purchase sms.

POS

These are merchants who require instantaneous payment confirmation at the point of sale. Typically this includes normal over­the­counter retail transactions such as cafes, food & beverage outlets and outdoor events.

The payment is processed similarly to an EFTPOS/Credit card transaction. The merchant is provided with an mHITs mPOS terminal and whenever a purchase is made, the mPOS terminal automatically prints a receipt with the transaction details. Customers can pay both at the point of purchase and away from the point of purchase e.g. while walking to a cafe. Additional fees and charges apply for the mPOS terminal option. Click here for details.

Real-time

These are specific machine to machine applications in which goods are to be delivered or released instantaneously (electronically) in real-time once a payment confirmation is received. Each application is customised depending upon the specific nature of the goods or services.

Under this model, mHITs functions similarly to a premium sms service. Typical examples are web based applications or mobile content and MP3 download services. When a valid order is received under the merchant's ID, an API call is made to the merchants system with details of the order. The merchants system then releases the goods according to the parameters provided in the API call or issues a response back to the mHITs system which inturn delivers the goods, services or information to the end user.

How to buy

All purchases are made using the standard mHITs SMS order process. To purchase goods, the "buy" command is used. The format of the message given below.

The sender composes the following SMS TXT message and sends it to 0428 696 448 (0428 MY MHIT):

buy <merchant ID><space><amount><space><comment>

Key:

<merchant ID> is the merchant ID of the merchant selling the goods or services
<amount> is the dollar amount of the payment
<comment> is a reference for the purchase e.g. order code or product ID

To open an mHITs merchant account please contact info@mhits.com.au or download and complete the mHITs merchant application form. For more information see the downloads section below.

Displaying mHITs as a payment method - standard

Because the standard mHITs is non-interactive, payment details may be displayed as a static reference on web pages or tax invoices. See the links below for examples:

sample tax invoice

PDFsample mHITs tax invoice (30k pdf)

web pages

ebay

ebay

Display your mHITs merchant ID and reference code in your ebay listings or other auction site listings as an alternative payment method and save on fees and charges.

online shops

discountmobiles.com.au

Display your mHITs merchant ID and reference code and order instructions as an alternative to credit card payment, eliminating the need to integrate a complex shopping cart and credit card gateway into your website.